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Writer's pictureJeremy Lyerla

Why Pastors Aren't Asking For What They Are Worth


For many pastors, the notion of negotiating their salary or discussing their financial needs feels uncomfortable, even taboo. The idea of asking for what they are worth can seem at odds with the self-sacrificial nature of ministry, leading to a reluctance to engage in conversations about compensation. However, this hesitancy can have significant consequences, not just for the pastors themselves, but for their families and their congregations as well. From a Reformed experiential perspective, addressing this issue is not merely about money—it’s about stewardship, justice, and the health of the church.


Today, we will explore why most pastors aren’t asking for what they’re worth, drawing insights from modern-day Reformed leaders and Puritan wisdom, and providing statistical data on pastoral burnout and financial stress. We will delve into the reasons behind this reluctance and offer practical steps for pastors to advocate for fair compensation with confidence and integrity. Finally, we will discuss how my coaching, Ministry Mastery, offers personalized one-on-one coaching tailored to help pastors navigate these challenging conversations and achieve financial stability.


The Reluctance to Discuss Pay in Ministry


Discussing financial compensation can be challenging for anyone, but it is especially difficult for pastors. This reluctance stems from a variety of factors, including theological beliefs, cultural expectations, and personal discomfort with the topic of money. Here are some of the key reasons why pastors often hesitate to ask for what they are worth:


1. The Misconception of Humility and Sacrifice: Many pastors believe that discussing pay is at odds with the humility and self-sacrifice that are central to the Christian faith. They may fear that asking for more compensation could be perceived as greedy or unspiritual. The belief that ministry is a calling rather than a job can further reinforce the idea that financial concerns should take a back seat to spiritual matters.


2. The Fear of Conflict or Rejection: Pastors often have deep, personal connections with their congregations and may fear that bringing up the issue of compensation could lead to conflict or strained relationships. They may worry about being seen as burdensome or ungrateful, or fear that their requests will be rejected, leading to awkwardness or disappointment.


3. The Lack of Financial Literacy and Confidence: Many pastors enter ministry without formal training in financial matters, including how to negotiate compensation. This lack of financial literacy can lead to a lack of confidence in advocating for themselves. Without a clear understanding of what constitutes fair compensation or how to approach negotiations, pastors may feel ill-equipped to engage in these discussions.


4. The Cultural Expectation of Modesty: In many church cultures, there is an unspoken expectation that pastors should live modestly and not seek financial gain. This cultural norm can create pressure for pastors to accept whatever they are offered without question, even when it is insufficient to meet their needs. Pastors may feel that advocating for higher compensation goes against the values of their community.


5. The Spiritualization of Financial Struggles: Some pastors may view financial struggles as a test of faith or an opportunity for spiritual growth. They may believe that enduring financial hardship is part of their calling and that God will provide in ways that do not involve asking for more compensation. While reliance on God’s provision is a fundamental aspect of the Christian life, this perspective can sometimes lead to an acceptance of avoidable financial difficulties.


Tim Keller, a modern Reformed pastor and author, addresses this issue, stating,

“Money itself isn’t the problem—it’s our relationship to it that matters. Stewardship is about managing what God has given us, including ensuring that we can serve without unnecessary burdens.”

Keller’s insight highlights that advocating for fair compensation is not about seeking wealth, but about removing obstacles that hinder faithful service.


The Impact of Not Asking for Fair Compensation

The reluctance to discuss and advocate for fair compensation has far-reaching implications, not only for pastors but also for their families and congregations. Here are some of the ways in which this issue can impact ministry:


1. Financial Stress and Burnout: Financial stress is a major contributor to pastoral burnout. According to a study by the Barna Group, 29% of pastors cite financial stress as one of the top reasons they have considered leaving ministry. Constant worry about making ends meet can lead to physical, emotional, and spiritual exhaustion, diminishing a pastor’s capacity to lead and care for their congregation effectively.


2. Strain on Family Relationships: Financial difficulties can also strain family relationships, leading to tension, frustration, and conflict. Pastors who are unable to provide adequately for their families may experience feelings of inadequacy or guilt, which can impact their marriage and family dynamics. Additionally, the stress of living paycheck to paycheck can create a sense of instability and uncertainty that affects the entire household.


3. Reduced Effectiveness in Ministry: When pastors are preoccupied with financial concerns, they may have less time and energy to invest in their congregations. Financial stress can lead to a diminished capacity to engage in meaningful pastoral care, sermon preparation, and community outreach. Pastors who are constantly worried about their finances may struggle to be fully present in their ministry, leading to a decline in the overall health and vitality of the church.


4. Missed Opportunities for Professional Growth: Financial constraints can also limit a pastor’s ability to pursue continuing education, attend conferences, or invest in professional development. This lack of ongoing learning and growth can impact the quality of their preaching, teaching, and leadership, ultimately affecting the congregation’s spiritual growth as well.


5. Erosion of Trust and Morale: When pastors are not compensated fairly, it can lead to an erosion of trust and morale within the church. Congregations that fail to support their pastors adequately may send the message that they do not value the pastor’s work, leading to feelings of resentment or disconnection. This erosion of trust can have a ripple effect, impacting the overall unity and health of the church community.


Puritan pastor Richard Baxter, in his work The Reformed Pastor, emphasized the importance of supporting those who labor in ministry:

“If you value the gospel, then value those who preach it; and if you value them, then see that they are comfortably maintained.”

Baxter’s wisdom underscores that caring for pastors financially is an expression of valuing the ministry and ensuring that the work of the gospel continues without unnecessary hindrance.


Statistical Insights on Pastoral Compensation and Burnout

The reluctance to discuss compensation and the resulting financial stress are not merely anecdotal; they are well-documented in research and studies. Consider the following statistics:

  • According to a 2022 survey by the National Association of Evangelicals, 50% of pastors report that their compensation package does not cover their basic needs, including housing, healthcare, and retirement savings.

  • The Schaeffer Institute reports that 70% of pastors feel they do not have a close friend, and 50% feel unable to meet the demands of the job, which can exacerbate feelings of isolation and burnout.

  • A study by the Fuller Institute found that 72% of pastors say they work between 55 to 75 hours per week, yet many still struggle to make ends meet financially.


These statistics highlight the pervasive issue of financial stress among pastors and its impact on their personal lives, families, and ministries. The constant burden of financial strain can lead to burnout, strained relationships, and a diminished sense of fulfillment in ministry.


How to Overcome the Reluctance to Ask for Fair Compensation

Overcoming the reluctance to ask for fair compensation requires a shift in mindset, education, and a commitment to stewardship. Here are some practical steps for pastors to approach salary negotiations with confidence and integrity:


1. Reframe the Conversation as Stewardship: Pastors can benefit from reframing the conversation about compensation as an aspect of stewardship. Asking for fair compensation is not about seeking personal gain; it’s about ensuring that you can serve faithfully and sustainably without the distraction of financial stress. Viewing compensation through the lens of stewardship can help pastors approach the conversation with confidence and a sense of responsibility.


2. Educate Yourself About Fair Compensation: Understanding what constitutes fair compensation is essential for advocating effectively. Pastors should research average salary ranges for their position and location, taking into account factors such as cost of living, years of experience, and the size of their congregation. Being informed about industry standards can provide a solid foundation for discussions about compensation.


3. Prepare for the Conversation: Preparation is key to successful salary negotiations. Pastors should be ready to articulate their specific financial needs, including housing costs, healthcare expenses, education for children, and retirement savings. They should also be prepared to discuss any ministry-related expenses that are not currently covered by their compensation package. Having a clear understanding of your needs can help set realistic expectations and facilitate a productive conversation.


4. Seek Support and Guidance: Navigating salary negotiations can be daunting, especially for those who are not accustomed to discussing finances. Pastors should seek support and guidance from trusted mentors, denominational leaders, or a professional coach who can provide advice and encouragement. Having a support system can help pastors approach the negotiation process with confidence and clarity.


5. Approach the Conversation with Humility and Confidence: Negotiating a salary is not about demanding more than what is fair; it’s about seeking compensation that allows you to serve without constant financial worry. Pastors should approach negotiations with a spirit of humility and confidence, recognizing that their work is valuable and worthy of fair compensation. It’s important to frame the conversation in terms of stewardship and the mutual benefits of supporting the pastor’s financial well-being.


6. Be Willing to Collaborate and Compromise: While it’s important to advocate for fair compensation, pastors should also be willing to collaborate and compromise with their church boards or leadership teams. Negotiations should be approached as a collaborative process, with the goal of finding a solution that meets the needs of both the pastor and the church. Flexibility and a willingness to explore creative solutions, such as additional benefits or adjustments to job responsibilities, can lead to a positive outcome.


As Paul David Tripp, a respected Reformed author, reminds us,

“It is not ungodly to expect to be treated with dignity and respect, including the respect of fair compensation for your labor in ministry.”

Tripp’s words remind pastors that advocating for fair compensation is not about selfishness but about ensuring that they can fulfill their calling with integrity and joy.


How Ministry Mastery Can Help


At Ministry Mastery, we understand the challenges pastors face when it comes to advocating for fair compensation and managing financial stress. Our one-on-one coaching is designed to provide personalized support, guidance, and practical strategies to help pastors navigate these complex conversations and achieve financial stability. Here’s how we can help:


1. Personalized Coaching for Salary Negotiation: We offer personalized coaching that addresses the specific challenges you face in negotiating your salary. Whether it’s preparing for a conversation with your church board, understanding your worth, or developing a financial plan, we work with you to create a tailored approach that aligns with your unique context and calling.


2. Mastering Ministry Finances: Our coaching program includes strategies for mastering ministry finances, helping you establish a strong financial foundation. We guide you in setting financial goals, creating a plan for savings and retirement, and making informed decisions about compensation and benefits.


3. Practical Tools and Resources: Ministry Mastery provides practical tools and resources to help you manage your finances effectively. From salary negotiation templates and compensation assessment guides to financial education courses, we equip you with the tools you need to take control of your financial future.


4. Support and Accountability: Our coaching offers a supportive and confidential space for you to be honest about your financial struggles and receive encouragement and accountability. We work with you to set realistic goals, track your progress, and make adjustments as needed to ensure that you are moving toward financial stability and peace of mind.


5. Developing a Theology of Stewardship: At Ministry Mastery, we emphasize the importance of having a robust theology of stewardship. Our coaching helps you explore the biblical principles of stewardship, generosity, and contentment, and apply them to your personal and ministry finances.


A Final Word


The reluctance to ask for fair compensation is a common challenge for pastors, but it doesn’t have to be a permanent one. By reframing the conversation as an aspect of stewardship, seeking education and support, and approaching negotiations with humility and confidence, pastors can advocate for compensation that reflects their worth and supports their ministry and family life.


At Ministry Mastery, we are here to walk alongside you on this journey. Our coaching is designed to meet you where you are, offering the support and guidance you need to thrive in your calling. If you are ready to take the next step toward mastering salary negotiation and financial stewardship in your ministry, we invite you to explore our one-on-one coaching and course tailored to your unique needs. Together, we can ensure that your ministry is not just a duty, but a delight.


For more information or to schedule a free consultation, visit Ministry Mastery. Let’s work together to overcome the financial challenges of ministry and rediscover the joy of your calling.

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